Chapter 3 Chapter 2 Who's Coming

Cheng Xuege had long been mentally prepared to run into obstacles everywhere, but after running for half a month, he encountered more and more difficult difficulties than he had imagined.He kept introspecting in pain: Is it true that he has been guarded by his parents too delicately and innocently?This world was more realistic and cruel than he could have imagined.And if he is too naive, once he loses the protection of his parents, will he lose the ability to survive in society at the same time?He was never overly optimistic, thinking that as a young man who had never been out of society, he would get help if he asked others for help.If his father's running and exhausting all his contacts in the past two years can't save Yuanfan, and he has reached the point of decline, then what real help can his running help?But he still holds a glimmer of hope, hoping that his running can be of some help to the company.

The first people he went to for help were those who had been closest to his father, who he always called brothers when they met.Originally, he thought that if the uncles were unable to help or unwilling to help, based on the mentality of self-sacrifice, he could understand and would never hold any grudges.However, what Cheng Xuege encountered was not only rejection, but also merciless ridicule!The beggar-like faces of those people made him question human nature, and he almost became cynical.After living for twenty-five years, he has always advocated the positive and bright, and believed in the inherent goodness of human nature, but these people easily discredited his bright belief in the shortest time!

Of course, not every uncle he has called since he was a child will perform the unique skill of changing faces in Sichuan to him.Some people didn't treat him that way, however, those few who still showed warmth and relief to his visits had actually lent father a lot of money to turn around, and they also had their own companies to take care of, and they couldn't give more The money was used to support Yuanfan.You must know that Yuanfan’s funding gap cannot be made up by three to five million yuan. Cheng Xuege asked his father’s accountant, and the accountant told him that he needs to raise at least 100 million yuan to ensure that Yuanfan will not go bankrupt and the current suspended project can run smoothly.

100 million!Where would he go to give birth to 100 million? ! My father's friends are all owners of small and medium-sized enterprises. If they can come up with 10 million in cash to help people turn around, it is already very reluctant. If they want to raise 100 million from them, won't they bring down their company? Of course, Cheng Xuege actually did some homework first, and asked the accountant about the company's operating conditions and personal financial conditions of all his father's friends, and decided which ones he could place more hope on, before visiting them one by one.

However, those people, those whose family business has developed very smoothly, are the ones who spare no effort to ridicule the Cheng family.The situation of not being able to borrow money was expected, and he had no stance to be angry; but making fun of his appearance made him startled and angry. They said: Xue Ge, you have been beautiful since you were a child, and now you are even more beautiful. If you want to save your father's company, you shouldn't come to Xiao Xianglin's family business!You have to know that Uncle Lin has worked hard for 30 to 40 years to earn such a small family business. If you tell me to invest my hard-earned money into that mess, don't you tell Uncle Lin to die?So, go and be a star. Stars make money like water. Just shake your butt and pretend to be cute. It's easy. You can earn 100 million a year. How easy is it, right?If you become popular, Uncle will invite you to endorse our company's products.At that time, don't say you want to borrow five million from me, I will give you all ten million endorsement fees.

Someone else said: Xuege, Uncle Zhang recently opened a joint venture public relations company with someone. It’s very decent. It just goes out with rich women and chats. , I think with your good looks, you can earn money to save your father's company in half a year, do you want to think about it?ah?Hahaha The few people who don't make a fuss about his appearance have nothing good to say.Nephew, it's not that uncle is cruel, and you don't even think about what the world is like now. It's better to lose your company than to save it, let alone your father.I am a normal businessman, how can I lend you money?Will you run Yuanfan?ha!Don't be joking, I remember you were studying mathematics or literature, right?You have wanted to be a teacher since you were young, I know that, you are a scholar who knows nothing, why do you say such big words?I heard that someone is willing to buy Yuanfan now, I think you should advise your father to sell it as soon as someone wants it, otherwise after a while, no one will dare to take it if you want to give it away.Also, don't come to me again, I don't want your creditors to think that I have something to do with your family and come here to ask me to help you pay off your debts.

They also refused to lend a helping hand, but in addition to saying no, they also included a long list of jokes about beating dogs in the water.It's hard to imagine that these people were actually guests of his family, people who have called his father brothers and sisters for more than ten or twenty years! Is this true of all human nature?Or is the world of malls particularly grim? Every day, he is telling himself to work hard, not to be disappointed, not to be knocked down by yesterday's painful experience, not everyone is like this, no!He should have at least a little confidence in human nature.This world is not like this, it shouldn't be like this!But he believed more and more that these words were just self-consolation and self-deception!Although he often warned himself not to think like this, he couldn't help it!He didn't want to become dark, but he knew that he was sinking into that abyss.One day, one day, he will become like those people, right?The same is not only turning a blind eye to the difficulties of others, but also gloating and watching the good show on the side.Will he be that cold-blooded?Will it?

The list of people who can visit is getting less and less. Those who have not met him all presume that they have something to do and that they are going abroad, so that their subordinates refuse his visit. As long as he calls and reports his name, he will often get This result; and his heart, from the embarrassment and embarrassment at the beginning, has now become numb without feeling.He never knew that the word Cheng Xuege was already tantamount to the plague, and everyone avoided it for fear. His heart is getting colder and colder, he can't change the company's worsening plight, these people who are called his father's friends are completely beyond his confidence.If in his twenty-five-year-old life, he had once brazenly boasted that money is nothing but an external possession, that he would never bend his waist for five buckets of rice in this life, and swore to take Tao Yuanming as his teacher, then he would deeply regret his ignorance at this moment , Repent for what I said.

People who have never experienced the real extreme of poverty are not qualified to say such things. No one who is really desperate is not qualified to speak such big words. So he repented. But what about just confessing?What can I do? What will the future hold?What will become of him? Can Yuanfan really be saved?Will he become a ruthless person, resenting the world all the time? Should he really go back to the United States immediately, as his father hoped, to continue his studies, and then become a scholar obediently, leaving nothing to do here?Just like what my father said, he doesn't have any business training, so staying in Taiwan can't help him with anything other than worrying and comforting words.

Although it was his father's wish to leave Taiwan, how could he do it? !How could he still only think about himself when the company was in such a critical situation and his father was so seriously ill? ! right!He doesn't understand business matters, but he can learn!He is willing to learn! In the face of many thorns in the future and visible ups and downs in the future, he still chooses to walk on this most difficult path of life. Even if the result of hard work is failure after all. Even in the process of working hard, he will lose everything. Even if his life will be wasted in vain.

He will live and die with Yuanfan! In the monthly bank meeting of Huangxin Financial Holding Group, the managers of each branch gathered in the large conference room of the financial holding headquarters building to report on the business situation of the previous month; after reporting these routine matters, they will enter the important topic of today's meeting. It is Huang Xin's practice.And when the manager of a certain branch verbally reported Yuanfan's latest loan application, he was immediately interrupted by the general manager on the left of the first seat for questioning Hasn't this loan application been returned long ago?The expression on his face was full of disapproval, thinking that the branch manager should not include this case in the loan evaluation, after all, the risk was too high. This, this is because Yuanfan sent in another package the day before yesterday, and discussed new conditions with us. The branch manager's explanation was interrupted impatiently again. No matter what the favorable conditions are, they are nothing more than drawing big cakes, you don't take it seriously, do you?Didn't I instruct you last week to step up and send people from the debt collection department to go to Yuanfan frequently, and don't even miss the place where Cheng Zhiang was hospitalized. You must get back the previous loan in the shortest possible time. For this matter, you How are you doing? General manager, this Mr. Cheng has always had a good relationship with our bank and has never owed interest. Moreover, the loan contract we signed with Yuanfan has not yet expired, so it is not suitable to terminate it now. Not suitable now?When is it suitable?ah?Is it appropriate to wait until Yuanfan collapses and the money cannot be recovered?Manager Wang, I don't have a chance to finish my authoritative order, because even if you are the general manager of the banking department, you will be interrupted. The person who dared to interrupt him was, of course, someone with a higher title and status than him. Yuanfan?What size is this company?How much is the amount of transactions with our bank?The calm and cold female voice asked faintly with an impatient tone. When she asked, the entire conference room was so quiet that only the sound of the air conditioner was left, and even the person who should answer her question seemed too arrogant to say anything.Did not get an immediate answer, the female voice who spoke continued to ask more solemnly: I have never heard of this company. It should not be one of the top 100 companies in Taiwan, at least not in my impression, right? Yep!It is a small company, just a small and medium-sized enterprise, very small, so small that it is about to collapse!I have already borrowed 30 million from our bank before, and now the new application is 50 million. We have rejected it and are actively trying to recover the previously loaned money.Very trivial.The general manager, who was majestic just a moment ago, is now submissive like his subordinates, almost standing up and bowing. Since it is an insignificant small company, why should it waste our precious time?Do you think it is more important to discuss this small company than the 10 billion cross-border syndicated loan case that will be discussed next?Do you think that the meeting held now is a small business meeting in the branch?The cold wind brought to Taiwan by air from the North Pole made everyone present dare not make a sound. They could only desperately shout Hallelujah and God bless in their hearts. Empress is the respectful name given to her by Huangxin Group.The reason why she is called so respectfully is not only because she is the future heir of the Financial Holding Group, but also because she is already the CEO of the largest banking group in Taiwan at a young age.The real reason why this title falls on her is: she is a very strong and capable person, but she also acts according to her own preferences. She doesn't care that some things are done without distinction between public and private. Even her parents can't control her willful behavior.It can only be said that fortunately, she does not make too many official decisions based on her own subjective preferences regardless of public and private interests. Most of the time, she is considered a very competent leader.However, her unpredictable majesty often makes those who work under her tremble with fear, and dare not breathe a sigh of relief.Whenever she wanted to crucify a person, if that person was lucky enough to survive, he probably only had half his life left.That's why at the moment, this situation of silence has become like a chilling cicada, only because the Queen's icy voice has reappeared in the world. When the Queen makes this sound, it means that she is in a very upset mood. If she doesn't find someone to slap her hard, the meeting will not continue. The matter was shelved. Yes, I'm sorry CEO, let's move on to the next one No, I think you should finish discussing this great SME loan case, and in front of all the executives, let us hear what a small company Yuanfan is.Read it, please continue to read it.The queen folded her arms around her chest, and her back, which was originally straight, leaned back in the chair in a relaxed posture.Seeing that the two people still dare not move, they said coldly: If this matter is not finished, the meeting will not continue. That is to say, she will do whatever it takes to keep the scene frozen to the end. The general manager blinked anxiously at the branch manager, asking him to report quickly.But how can the branch manager read it?In front of the empress, if even the general manager who has always been domineering is so frightened that he can only tremble with fat all over his body, then what can he, a small branch manager, do?In fact, if he didn't pass out, his heart is strong, okay? As a result, although the queen spoke harshly, her order was still not carried out.I didn't mean to be against her on purpose, I was so afraid that I couldn't speak out. snort!The queen was impatient to wait, and tapped the conference table twice with her knuckles, which made everyone jump again in fright. Her impatience was obvious. The special assistant who had been with her for three years saw that the situation could not continue to be so cold, so he boldly got up, walked to the branch manager, and brought over the documents that were about to rot in his hands. After that, Returning to the queen, she asked in a low voice: Want me to do a presentation? No, I'll see for myself.The queen took the document and looked at it at a glance, with contempt and hidden anger on her face, especially the amount recorded on it made her sneer again and again.To her, a loan case of only tens of millions is a trivial matter that should not be discussed. It is unforgivable that these people dare to waste her precious time with such a trivial matter. She must Suddenly, her browsing gaze was shocked by the three words!Then, bang bang, her world was detonated, and nothing could enter her eyes, her heart, or her brain anymore. She forgot that there are several important issues that are urgent and must be decided today. She forgot that there were two subordinates who made her furious in front of her, who she planned to repair. I can't even remember how much she sneered at this document. All the gazes, all the anger, all of them are no longer important, the only important thing is that she saw a name! A rare name, but one that she kept deep in her heart. a name she couldn't find Cheng Xuege. The meeting did not continue, she hurriedly called the meeting to end, ignoring everyone's astonished gazes, holding the document in her hand, and called the branch manager to her office, ordering him to send Cheng Xuege and Yuan Fan's documents to her as soon as possible. All the materials were sent over; especially Cheng Xuege, she asked for the most detailed investigation report. After waving away the branch manager, she couldn't sit still, and kept walking around the office anxiously, back and forth, her expression fluctuating from joy to depression, from worry to ecstasy; from anger to nervousness.In the end, I couldn't take it anymore, so I ran into the private bathroom and stood in front of the mirror to examine myself severely. After confirming that he was still young and beautiful, he finally felt relieved, and smiled to himself, with a dreamy look that was unfamiliar to him, and smiled. She found him!After waiting and searching for ten years, she found him! This Cheng Xuege must be him! In any case, it had to be him! If he is not him, then this small company called Yuanfan will be waiting to close down in the shortest possible time. Hello, I am from the Yao family, and I have an appointment with Mr. Gao.Yao Ziwang walked into the office area of ​​a factory with a briefcase, and said to the staff who were busy working. Hearing this, the lady at work stood up quickly and looked at the clock in astonishment.It's not that it's three o'clock and ten minutes before three o'clock. If you haven't finished speaking, you will stutter after seeing someone coming!You, you, I'm sorry, Miss Yao, I'll notify our boss immediately!I'll ask him out right away!I can't believe that the person sent by the Yao family is actually such a high-status person!Oh my god, she is the daughter of Yao's enterprise, who would believe that she came to their small factory in person?The annual contact between their factory and Yao's is only 30 million. Of course, this 30 million is a big business for their own factory, but for the big company Yao's, it is not even a trivial matter, right?Why did the daughter of the Yao family come to discuss the new contract in person?In the past, a person from the business department was sent over to talk, how could it happen this time? I'm early, sorry.Yao Ziwang caught a glimpse of the closed door with the nameplate of the general manager's office, and presumably she was in the middle of receiving guests, so she stopped the staff who was wandering around and said, "If Mr. Gao is busy, it's okay for me to wait outside. You don't have to worry." to inform him. Ke Ke, how can this be possible? That, that former salesman of the Yao family came here with a lot of style. He not only baited and drank, but also entertained him, and he had to be justified in kickbacks.But this daughter of the Yao family not only didn't arrive late, but also arrived early, and said in a good voice that she had to wait, it was simply unbelievable! Don't worry, just go about your business. oh oh!Although the daughter of the Yao family has a gentle tone, her demeanor has a sense of authority that makes people surrender, making people dare not disobey her orders. Therefore, although the clerk thinks it is bad for such an important person to wait outside, she dare not say No, so he entertained nervously and boldly: "Miss Yao, please sit over there for a while, and I'll bring you a drink."Would you like tea or coffee? Don't bother, just wait a while.You are busy, I will not bother you. How can this be, me Just when the clerk was at a loss, the door of the general manager's office suddenly opened Uncle Gao, thank you for willing to meet me. Alas, Xuege, please don't say that.Uncle Gao can't provide you with any help, and I feel really ashamed. Please don't say that, you have helped us a lot.My father said that he couldn't repay the money he borrowed from you for a while, and he asked you to agree to take over the Haipu land in Kaohsiung anyway; the land is not worth much at the moment, so he didn't take it to the bank for mortgage, but my father I am very optimistic about the future development of that place, please accept it. I told you not to talk about this, Xue Ge.What time is it now? I am also very optimistic about that piece of land. You can take it to the bank to mortgage it. Uncle Gao can guarantee it for you. I think it should be no problem to borrow seven or eight million yuan, so that the company can deal with emergencies.Also, at the same time as you were holding the check and talking, a check came out of your pocket and stuffed into the hands of an overly handsome man without any explanation. Uncle Gao, this is Just a little money, buy some nutritious things for your father to supplement.Mr. Gao refused to let him push back the check.Xue Ge, if you have a thorough understanding of your company's situation, then you should know that your father's daily medical expenses are astonishing.Last time I went to see your dad in the hospital and offered to help him with his medical expenses, but he refused.We all know that your father has been alone all his life, with no relatives or relatives, so he has extremely high self-esteem and a bad temper.But the reality still has to be faced, you don't want to be so open-minded like your father.It's good to have self-esteem, but don't expand it to the point where you are desperate for face, that's called self-willedness and escapism. Cheng Xuege, Uncle Gao's handsome man, was speechless by what the elder said, sore, sad and moved in his heart, he was speechless for a while. Xuege, you said that you want to start learning to do business, then you should learn to look at everything rationally and practically from today, from now on, and don't let those unnecessary figures and face hinder you from doing it Make the most correct business judgment. Cheng Xuege's face was heavy, but he still couldn't find any words to refute. He could only lower his head and let all kinds of feelings wash over his heart, washing into endless bitterness and aching comprehension. The conversation between the two finally came to a brief pause, and the staff lady who was anxiously waiting aside hurriedly spoke out: General manager, someone from the Yao family has arrived, it's Miss Yao Ziwang. Miss Yao Ziwang? !Mr. Gao jumped up in shock, he was not as calm as the old man just now, he never thought that the person who came here according to the appointment would be the senior management of the Yao family, and also the daughter of such a big man as Yao Wanchuan.It's incredible. Ms. Yao, I didn't know you would be the one who came today. I'm sorry for my neglect. Yao Ziwang smiled at him slightly, and glanced at Cheng Xuege indifferently.This man is too handsome to be ignored, but this is not the reason why her eyes keep moving to him; although this man is beautiful, beyond imagination, things that have nothing to do with her never occupy her mind too much, I just thought he looked familiar.Where have you seen it?Or, is he a star? Mr. Gao noticed her gaze, so he thought that he should introduce him politely. Oh, this child is my good friend's son, his name is Cheng Xuege.Come, Xuege, she is Miss Yao Ziwang. Hello.Cheng Xuege greeted Yao Ziwang coldly, he always hated people staring at his face, especially women. Cheng Xuege?This name sounds familiar, where have I heard it?It's not that she didn't see the rejection in Cheng Xuege's eyes, but she still looked at him fixedly, trying to find some clues from him.She didn't like when her memory, which she was always proud of, was blurred, so even if she could see that he was unhappy, she still looked at him very well. Cheng Xuege decided not to let this rude woman watch her anymore.Turn your eyes away and say to General Manager Gao: Uncle Gao, you are busy, my nephew is leaving first. OK, take your time.If you have any questions, you can come to me anytime. this check Go, go, go, go.There are some things that you have to think about and figure out, then you are qualified to enter the business world.Not letting Cheng Xuege talk anymore, Mr. Gao waved to him and saw off the guests. Thank you, Uncle Gao.After bowing deeply respectfully, Cheng Xuege turned and walked out. After seeing off Cheng Xuege, General Manager Gao cheered up and prepared to entertain this distinguished guest Miss Yao, please come inside! Yao Ziwang nodded, followed him in, and asked in a casual tone: Is that boy a star? General Manager Gao smiled when he heard this.Hahaha, everyone who sees Xue Ge will have such a misunderstanding.Since he was a child, he has been pursued by a group of scouts to become a star, which made him tired and angry.This kid doesn't want to be a star at all, and he doesn't like people staring at his face, although he is really a good-looking boy. Still a student?It looks so small.With red lips and white teeth, she should be no older than twenty years old.Strange, if he is not a celebrity, where did she see him? I'm still a student, right now, I'm doing my Ph.D. in the United States.However, because of some problems at home recently, I plan to return to Taiwan to study business. Study business?Yao Ziwang raised the corners of his lips in interest, put aside the unresolvable doubts in his heart for a while, and asked with a smile: Mr. Gao, that boy looks very simple. He wants to learn business, can he succeed? Mr. Gao is actually very worried. Xue Ge didn't come from a business school, if it wasn't for an accident at home, he actually planned to go to academia.All he has now is the determination to go into business, but when it comes to actually entering the mall, it is still very early. What kind of business does his family run?Yao Ziwang asked. Their family started as a housing and land agency, and later reinvested in building materials and construction. They built several apartments in the central part of the country, and they used to operate very well.But in the past few years, the real estate boom has been too bad, and his father has made improper investments, which has resulted in the current situation. What is the name of the company? Ms. Yao may not have heard of it, it is just a small name, called Yuanfan House. Yuanfan?She has.Seven or eight years ago, when she was a student, she did interviews and surveys on real estate because of the need for class reports. One of the companies was Yuanfan.But she doesn't intend to continue the conversation with General Manager Gao, it's good to gossip here, let's quickly finish what should be done today. Next, she took out a new procurement contract to discuss business with General Manager Gao. Yes, for everyone, this is just a contract renewal job that cannot be any smaller, and there is no need for her, the daughter of the Yao family and the special assistant of the chairman, to come forward.In the past, she ran around with her father, negotiating contracts worth hundreds of millions of dollars, when had she ever dealt with such a small case where only the salesman came forward, and she even went to other factories to negotiate purchases in person? This is actually her father's punishment for her, thinking that humiliating her in this way will definitely make her suffer deeply, and she will never dare to do anything against him in this life.Furthermore, it was also to prevent her, so she was demoted, she was not allowed to have the opportunity to contact the big bosses in the business world, she was not allowed to handle cases worth hundreds of millions of yuan, and she was not allowed to make connections at the top of the shopping mall. ambitions are sealed.It is to ask her to deal with trivial and trivial businesses, so that she can't hold her head up in the company, and she is required to run around and work hard. She has a high status, but she can only deal with humble small and medium-sized enterprises, making it difficult for her to achieve her ambitions. If he hadn't tortured her so severely for three to five years, Yao Wanchuan believed that she would not learn to be good. For this treatment, Yao Ziwang was not too angry.She understands her father's methods very well, so when she is downgraded, humiliated, and receives sympathy or ridicule from everyone, she doesn't react at all. How to adjust. She couldn't accept the fate that she could only be at the mercy of her father in this life, but she deeply understood that this was exactly what her father planned for her to work and dedicate like a plowing ox, but she couldn't get out of the land that she had cultivated with blood and sweat. A bite of rice in the field. Her monthly salary was reduced to 70,000 yuan, and her savings account was frozen; the family used to allocate 300,000 yuan a month to her as pocket money, and if she bought a house or a car, she could apply for a quota with her family, but now it has been cancelled.She can only live on her own salary, and it's all about not letting her have money, because when she has money, she will make trouble. Yao Ziwang is not a person who can't bear hardships, although she has never really suffered hardships before, nor has she tasted the feeling of being short of money.So facing the current predicament, she is very grateful to her father who guarded her like a thief, allowing her to train her mind in this environment, wear away her delicateness, and become truly invincible and strong. Originally, she just wanted to have a little career of her own.Because the Yao family belongs to the younger brother, all the family business belongs to the younger brother, she will not fight, and she does not want to be another marriage bargaining chip in the hands of her father, so she has been thinking about how to plan for her own future, thinking about helping to run the business When he was in the family business, he also set up a way out for himself, but he was not tolerated by his father. If my father thought that his series of punishments could successfully scare her into submission, he was very wrong. A truly successful businessman is never afraid of not having a stage, because he will create a stage for himself.