Chapter 51 Four Nine teaches children to be financially responsible

I have a friend who has been struggling lately because she just got divorced.In the divorce agreement, she agreed to give up her high-horsepower imported car and just buy an ordinary car if she wanted to.She took her 10-year-old son to pick a car together. As a result, under her son's constant demands and impulses, she bought a more expensive car with leather seat covers. In addition, she had to spend an extra 50,000 yuan For golden decoration beauty.Although she lamented that she spent all the money she could, she couldn't let her children know that she couldn't afford the car. We all want the best for our children, and, yes, there are times when we just can't say no to our children!However, I can't figure out what kind of demonstration we have given our children to use money, so that children always want to use money to buy that glittering castle in the air, especially when our economy is not good.

When we form a new spending habit, whether to satisfy our own desires or genuine needs, our children pick up the same idea.Children are highly malleable, and they can learn that everything has a reasonable limit.However, we must let the children know where that limit is. Teach your kids to save half of their work-earned money.Children can learn, just like we can learn, we don't have to see what to buy; there is no need to compare everything with others.Kids can learn, just like we do, that we can give kids a choice: They can't buy a dirt bike if the new bike has gold accents.Children will learn how to control the budget so that they do not spend more than they earn.Children can also learn how to read advertisements to stimulate us to buy things we don't need.Children can also learn that if they don't have money, they can't buy things.And, if they buy something with a credit card, it will make their finances worse and worse.

Teaching our children how to use money is one of the best gifts we can give our children.In doing so, it not only simplifies the lives of our children, but ours as well.