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Chapter 40 Part 3 Your Finances ★ 38 Solving Debt

simplify your life 愛琳.詹姆絲 801Words 2023-02-05
Get out of your debt, it's a great opportunity to get your parents out of trouble, like me.All my life, my parents have taught our family to abide by an iron rule when it comes to finances: If you don't have cash in your pocket, don't buy anything.My parents don't like to have debt, they don't lend money unless they have something to back it up.They resolutely rejected the post-World War II public debt, because of the psychological factors of war, these public debts would be of great benefit, but they just didn't want it.Whenever they need any small piece of furniture or equipment, they buy it out of their spare fund, and if the fund runs out, they also save it bit by bit every month until the money is saved. Enough is enough.A lot of people have lived their lives by following the values ​​that have been passed down from my parents' or my grandparents' generation.When you think about it, debt is one of our greatest emotional and psychological stressors, and today, we should live our lives with that in mind.

In the United States, more than 55 million people are weighed down by credit card or installment debt.If you are one of those fifty-five million people, here are some suggestions that you can try. ⑴You can solve your debts in stages. The advice is that you'd better sit down, count exactly all your debts, and make a plan to pay them off in the shortest possible time, even if it takes years. It doesn't matter, carry on as usual.It is also a promise to yourself that you will have no debt in your future.This is a viable approach, but it requires self-discipline and determination on your part, as well as a strong will and discipline to get out of debt stress.

⑵If you feel that you don't have enough strength to solve the debt, or you have begun to feel discouraged about solving the debt, you can try to ask others to lend a helping hand. In his book, How to Get Out of Debt, a best-selling author offers a solution to debt.This author devised a method that has helped thousands of people escape the stress of debt. However, to put it bluntly, this effective method still requires determination and self-discipline. I can't claim that getting rid of debt will be easy, but what I can say for sure is this: getting rid of your debt as soon as possible will help you plan to simplify your life.

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