Chapter 41 ★Sanjiu lives with half of his income and saves the other half

It is estimated that less than 10% of the people in the United States really have the means to make financial plans for the present and the future.Most people, for twenty-five years after retirement, live on little more than Social Security.However, there are also some people who can only live on social assistance, which is not enough to survive. We have become a country of more consumers than savers.When people are forced to do everything possible to survive by the ever-increasing prices and depreciating currency, it is also the time when we spend a lot and buy things we don’t need. If you feel that your expenses are so out of control that you can't save a decent percentage of your income, then it's time to take a very careful look at how you spend your money.If you really can't cut some big expenses, then you can start cutting 10% to 15% from next year.Then, cut another 10︱15% in the second year, and so on, year after year, to 50%.

Once you can cut the cost in half, I believe your expenses will be reduced a lot.Simplifying your life is not just about saving money, nor is it about depriving yourself of your right to life.On the contrary, this is a good opportunity for you to truly feel the really important part of life, and also allows you to achieve a moderate state of self-control; these changes in life not only give you a sense of satisfaction and security, but also give you a sense of self-control. Feel in control of your life. If you've been living on the edge of financial distress, try saving a percentage of your monthly income for your future needs.It's going to take a long time to do this, but at least you're on the road to simplifying your life.